Are you planning on applying for a debit card or even investing in bitcoins? If so, you'll have to figure out a PIN that will allow you to access your account. Furthermore, you want to make sure that the number you choose can't be discovered by others. When it comes to selecting the perfect PIN, here are 4 of the best pointers that Robert Jain, not to mention other names in finance, can offer.
According to Bob Jain, when it comes to choosing a PIN, you must make sure that it's easy to remember without being easily hackable. The reason for this is that if your card or account finds itself in the wrong hands, it can be accessed with a single number. Instead of going with "1234" or the same number 4 times, select a PIN that's more meaningful to you, whether it's your child's birthday, your anniversary date, or what have you.
Next, you should consider creating a PIN based on a word of importance to you. If you look at the keypad on your phone, you'll see that letters correspond to different numbers. When dialing "pork," for example, it would translate to "7675." This is just one example, of course, but you'd be surprised by how easily it is to remember a PIN when you have a word of importance that you can work from.
Let's say that you have chosen the right PIN; who should you share this information with? In short, no one. Your PIN is your own information to know, and it's in your best interest to keep it to yourself. While you may think that you can trust a parent or sibling with it, there's a good chance that it can fall into the wrong hands as well. Anyone that's experienced in financial matters will tell you that it's better to be safe than sorry.
When it comes to choosing the right PIN, knowing when to change it is nothing short of vital. You might have been told, if you have an email account, to change the password every few years so that it's less likely to be accessed by someone else. The same logic applies to your PIN, meaning that you should change it periodically if you're allowed to do so. Needless to say, this will keep your bank account safe from those that shouldn't have access.
According to Bob Jain, when it comes to choosing a PIN, you must make sure that it's easy to remember without being easily hackable. The reason for this is that if your card or account finds itself in the wrong hands, it can be accessed with a single number. Instead of going with "1234" or the same number 4 times, select a PIN that's more meaningful to you, whether it's your child's birthday, your anniversary date, or what have you.
Next, you should consider creating a PIN based on a word of importance to you. If you look at the keypad on your phone, you'll see that letters correspond to different numbers. When dialing "pork," for example, it would translate to "7675." This is just one example, of course, but you'd be surprised by how easily it is to remember a PIN when you have a word of importance that you can work from.
Let's say that you have chosen the right PIN; who should you share this information with? In short, no one. Your PIN is your own information to know, and it's in your best interest to keep it to yourself. While you may think that you can trust a parent or sibling with it, there's a good chance that it can fall into the wrong hands as well. Anyone that's experienced in financial matters will tell you that it's better to be safe than sorry.
When it comes to choosing the right PIN, knowing when to change it is nothing short of vital. You might have been told, if you have an email account, to change the password every few years so that it's less likely to be accessed by someone else. The same logic applies to your PIN, meaning that you should change it periodically if you're allowed to do so. Needless to say, this will keep your bank account safe from those that shouldn't have access.
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